Healthcare allowance in The Netherlands
People who live in The Netherlands may be entitled to a healthcare allowance (zorgtoeslag). This benefit helps to cover the monthly premium payment for the Dutch health insurance.
Expats or students that are (temporarily) working in The Netherlands can also apply for the healthcare allowance.
Conditions
Conditions that must be met in order to be entitled to the health insurance allowance:
- You are at least 18 years old
- You have a compulsory Dutch health insurance
- You have an EU nationality or possess a valid residence/work permit
- Your income (or combined income) does not exceed the threshold amount (see below).
- Your combined capital is not too high
Income requirements
Your (and your partners) income may not be too high In order to be entitled to the healthcare allowance.
These are the threshold income-amounts in 2023:
- Up to 38.520 euro (for singles)
- Up to 48.224 euro combined (for you and your spouse/partner)
The income that is used for calculation relates to the total of: gross salary, pension and benefits. In other words, the total income in box 1, 2 and 3 of the income tax.
The
combined income is applicable when the two of you:
- Live together in a house that is not rented.
- Live
together and have a marriage or cohabitation contract
How much allowance do I receive?
How much healthcare allowance you receive in 2023, depends on your (combined) income.
| Income (singles) | Allowance 2023 |
|---|
| < € 25.000 | € 154 |
| € 26.000 | € 144 |
| € 27.000 | € 132 |
| € 28.000 | € 121 |
| € 29.000 | € 110 |
| € 30.000 | € 98 |
| € 31.000 | € 87 |
| € 32.000 | € 76 |
| € 33.000 | € 64 |
| € 34.000 | € 53 |
| € 35.000 | € 41 |
| € 36.000 | € 30 |
| € 37.000 | € 19 |
| € 38.000 | € 7 |
| € 38.500 | € 0 |
If you have an income partner, the healthcare allowance changes:
| Income (with partner) | Allowance (2023) |
|---|
| < € 25.000 | € 265 |
| € 26.000 | € 254 |
| € 27.000 | € 243 |
| € 28.000 | € 231 |
| € 29.000 | € 220 |
| € 30.000 | € 209 |
| € 31.000 | € 197 |
| € 32.000 | € 186 |
| € 33.000 | € 175 |
| € 34.000 | € 163 |
| € 35.000 | € 152 |
| € 36.000 | € 140 |
| € 37.000 | € 129 |
| € 38.000 | € 118 |
| € 39.000 | € 106 |
| € 40.000 | € 95 |
| € 41.000 | € 84 |
| € 42.000 | € 72 |
| € 43.000 | € 61 |
| € 44.000 | € 49 |
| € 45.000 | € 38 |
| € 46.000 | € 27 |
| € 47.000 | € 15 |
| € 48.000 | € 10 |
| € 48.500 | € 0 |
When do I receive my allowance?
The healthcare allowance is transferred to your bank account around the 20th, 21st, 22nd or 23rd day of every month.
For example:
You will receive the healthcare allowance for January 2023 on the 20th of December 2022.
How to apply?
You can apply for a healthcare benefit though the website of the Dutch tax authority. You will need a DigiD for this.
During the application process, some questions will be asked about your age, income and marital status.
You can also apply for zorgtoeslag for any previous years (if applicable).
Any changes in your situation, for example an increase in income, can be reported on the tax authority's website.
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